Effective Date: January, 2025
Welcome to TopAuto-Insurance.com (the "Website"), a platform for providing various insurance services. These Terms and Conditions ("Terms") govern your access to and use of the Website and the services provided by TopAuto-Insurance.com ("we," "our," or "us"). By accessing or using the Website, you agree to be bound by these Terms, including any future modifications. If you do not agree to these Terms, please refrain from using our Website.
You agree to use the Website solely for lawful purposes and in accordance with these Terms. You will not use the Website in any way that may harm, disable, or interfere with the functioning of the Website or infringe upon the rights of others. You may not use automated systems, scripts, or robots to access, scrape, or manipulate any part of the Website without our explicit permission.
You must be at least 18 years of age and capable of entering into a legally binding contract to use our services and access the Website. By using the Website, you confirm that you meet these eligibility requirements.
In order to use certain features of the Website, such as obtaining insurance quotes, you may be required to create an account and provide certain personal information. You are responsible for ensuring the accuracy of the information you provide and for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.
TopAuto-Insurance.com provides insurance quotes and related services, but we do not directly offer insurance policies. We connect you with third-party insurance providers and partners who may offer coverage based on the information you submit. We are not responsible for the policies or services provided by third parties. All insurance policies, terms, rates, and conditions are subject to the terms of the third-party providers, and you should review those terms carefully before purchasing coverage.
By using the Website, you consent to the collection and use of your personal information as outlined in our Privacy Policy. We collect and use your information to provide you with quotes, offer insurance services, and improve our website. Your personal information will be treated in accordance with our Privacy Policy, which is incorporated into these Terms by reference.
The content, including text, images, logos, and trademarks, available on the Website is the property of TopAuto-Insurance.com or our content providers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or use any content from the Website without prior written consent from us.
The Website may contain links to third-party websites that are not operated or controlled by us. These links are provided for your convenience, and we are not responsible for the content, privacy policies, or practices of these third-party sites. We encourage you to review the terms and privacy policies of any third-party websites you visit.
The information provided on the Website is for general informational purposes only and should not be considered as professional advice. We make no warranties or representations regarding the accuracy, completeness, or reliability of the content on the Website or the insurance services provided by third parties. Your use of the Website and any related services is at your own risk. We do not guarantee that the Website will be error-free or available at all times.
To the fullest extent permitted by law, TopAuto-Insurance.com and its affiliates, partners, employees, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Website or any insurance services provided by third parties. This includes, but is not limited to, damages resulting from loss of data, loss of profits, or other intangible losses, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless TopAuto-Insurance.com and its affiliates, officers, directors, employees, agents, and partners from any claims, damages, losses, liabilities, costs, and expenses (including attorneys' fees) arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.
TopAuto-Insurance.com reserves the right to modify, update, or change these Terms at any time. Any changes to the Terms will be posted on this page, and the effective date will be updated accordingly. We encourage you to review these Terms periodically to stay informed about any changes. Your continued use of the Website after such changes constitutes your acceptance of the updated Terms.
We may suspend or terminate your access to the Website at our discretion, without prior notice, if we believe that you have violated these Terms or engaged in activities that harm the Website or its users. Upon termination, all rights and licenses granted to you will immediately cease, and you agree to stop using the Website.
These Terms are governed by and construed in accordance with the laws of the state or jurisdiction in which TopAuto-Insurance.com operates. Any disputes arising from these Terms or your use of the Website will be resolved through binding arbitration, in accordance with the rules of the American Arbitration Association. You agree to submit to the jurisdiction and venue of the courts located in the jurisdiction where TopAuto-Insurance.com is based.
If you have any questions or concerns about these Terms, please contact us:
By accessing and using the Website, you agree to comply with these Terms and Conditions. We encourage you to read these Terms carefully and refer back to them periodically. Thank you for using TopAuto-Insurance.com.
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